Terms & Conditions
Last updated: 15 January 2026.
These Terms & Conditions govern access to and use of the porasfer.com website, owned by Porasfer S.A.S., Tax ID 1793218045001, with registered office in Quito, Ecuador. By using the site you accept these terms.
1. Purpose of the site
Porasfer offers educational and informational content about real estate crowdlending and the property market in Ecuador. The site does not market financial products nor receive funds from users.
2. No advice
The content does not constitute financial, legal, tax or investment advice, nor a personalised recommendation. Before making any decision, consult a qualified professional advisor in Ecuador.
3. Permitted use
You may browse the site, read the articles, subscribe to the newsletter and share the content citing the source. It is forbidden to reproduce, copy or commercially exploit the content without written authorisation.
4. Intellectual property
All texts, brands, logos, graphics and photographs are property of Porasfer S.A.S. or its licensors, and are protected by the Organic Code of the Social Economy of Knowledge of Ecuador and the applicable international treaties.
5. Newsletter subscription
By subscribing you declare that the data provided is truthful and you authorise the sending of electronic communications. You can unsubscribe at any time using the link included in each email.
6. Liability
We make reasonable efforts to keep the site operational, secure and updated, but we do not guarantee uninterrupted availability or the absence of errors. We are not liable for indirect damages arising from the use of the site.
7. External links
The site may contain links to third-party websites. Porasfer is not responsible for the content, policies or practices of those sites.
8. Applicable law and jurisdiction
These terms are governed by the laws of the Republic of Ecuador. For any dispute, the parties submit to the jurisdiction of the competent courts of the Metropolitan District of Quito, without prejudice to consumer rights recognised by law.
9. Contact
For enquiries about these terms you can write to hola@porasfer.com or by postal mail to Av. Amazonas N34-451 and Av. Atahualpa, Antares Building, 7th floor, Quito, Ecuador.